Day 8 of my journey to financial freedom was so stressful I got a arrogant call from a debt collector shouting at me to pay my debts ( in a way that it seems that i own him money )and was even very rude to out office telephone operator.
Good thing I was able to handle it well. But the truth is, deep inside, I feel ashamed and I pities my self. Almost the whole office is aware of my situation because of that call.I do believe I did got symphaties, but I also know that I the topic of conversations whenever I turn my back away from them.
Im sulking again and I hate it.
Dang..
Monday, August 3, 2009
Thursday, July 30, 2009
My Journey To Financial Freedom - Day 3
Today, I will be receiving my monthly paycheck from the company I work at as a drafter. Last night I had difficulty falling asleep because i do not know I can survive with the little amount of money that would be left for me after deducting all my bills and debts from my salary. Dang.. On the 3rd day of my journey, I'm sulking again.
Then I received an e-mail from my officemate, Mich. It changed my day and negative aura as soon as I finished reading it.
I want to share it to you guys.
Here it goes.
An elderly man in Mumbai calls his son in New York and says,
'I hate to ruin your day son, but I have to tell you that your mother and I are getting a divorce; 35 years of marriage.... And that much misery is enough!'
'Dad, what are you talking about?' the son screams.
'We can't stand the sight of each other any longer,' the old man says.
'We're sick of each other, and I'm sick of talking about this, so you call your sister in Hong Kong and tell her!'
Frantic, the son calls his sister, who explodes on the phone.
'Like heck they're getting divorced,' she shouts, 'I'll take care of this.'
She calls Mumbai immediately, and screams at the old man, 'You are not getting divorced. Don't do a single thing until I get there. I'm calling my brother back, and we'll both be there tomorrow. Until then , don't do a thing, DO YOU HEAR??' and she hangs up.
The old man hangs up his phone and turns to his wife.. 'Okay', he says, 'It's all set. They're both coming for our anniversary and paying their own airfare!!'
MORAL:
No man / woman is busy in this world all 365 days.
The sky is not going to fall down if you take few days LEAVE and meet your dear ones.
OFFICE WORK IS NOT EVERYTHING IN LIFE and MONEY MAKING IS NOT EVERYTHING IN LIFE.
Pretty right?
joie
Then I received an e-mail from my officemate, Mich. It changed my day and negative aura as soon as I finished reading it.
I want to share it to you guys.
Here it goes.
An elderly man in Mumbai calls his son in New York and says,
'I hate to ruin your day son, but I have to tell you that your mother and I are getting a divorce; 35 years of marriage.... And that much misery is enough!'
'Dad, what are you talking about?' the son screams.
'We can't stand the sight of each other any longer,' the old man says.
'We're sick of each other, and I'm sick of talking about this, so you call your sister in Hong Kong and tell her!'
Frantic, the son calls his sister, who explodes on the phone.
'Like heck they're getting divorced,' she shouts, 'I'll take care of this.'
She calls Mumbai immediately, and screams at the old man, 'You are not getting divorced. Don't do a single thing until I get there. I'm calling my brother back, and we'll both be there tomorrow. Until then , don't do a thing, DO YOU HEAR??' and she hangs up.
The old man hangs up his phone and turns to his wife.. 'Okay', he says, 'It's all set. They're both coming for our anniversary and paying their own airfare!!'
MORAL:
No man / woman is busy in this world all 365 days.
The sky is not going to fall down if you take few days LEAVE and meet your dear ones.
OFFICE WORK IS NOT EVERYTHING IN LIFE and MONEY MAKING IS NOT EVERYTHING IN LIFE.
Pretty right?
joie
Trekpay Earnings Updated
Trekpay, the only PTC site I am involved with has finally updated my earnings today. The credits that I got from clicking advertisements in the site are now converted into cash. Currently I have 3.63$ in my account. I am 2$ less away to payout. Hopefully, in the next two weeks I would hit the minimum payout. I hope I can add that earning with my 21$ earnings I am expecting by the 15th of August.
I was not able to work and particiapte actively in my online activities today. I was so busy at work and had to do the laundry so I kinda slack off.
Nevertheless, I still have tomorrow and the weekend to be able to catch up with my online activities.
On the personal life, tomorrow is pay day. I will finally get my hard earned money form my full time work tomorrow. Sad to say, it is not enough to cover up for my debts and bills to pay. Dang.. I sulked again.. I will be needing to borrow money from my boyfriend again to feed myself until the 15th of August. Poor me. I really need help. Feel free to post sites and advices on how I can improve my financial status right now. I badly need the advice.
Thanks guys
Joie
I was not able to work and particiapte actively in my online activities today. I was so busy at work and had to do the laundry so I kinda slack off.
Nevertheless, I still have tomorrow and the weekend to be able to catch up with my online activities.
On the personal life, tomorrow is pay day. I will finally get my hard earned money form my full time work tomorrow. Sad to say, it is not enough to cover up for my debts and bills to pay. Dang.. I sulked again.. I will be needing to borrow money from my boyfriend again to feed myself until the 15th of August. Poor me. I really need help. Feel free to post sites and advices on how I can improve my financial status right now. I badly need the advice.
Thanks guys
Joie
Wednesday, July 29, 2009
My Journey to Financial Freedom - Day 2
Day 1 of my journey to financial freedom is over. The day went good. I was busy the whole day at the office doing my internet jobs. My boss was not around so I had all the time in the world to do my "other job". Well, multi-tasking is one of my talents right now. Everyone who want to get ahead of her game should know how to multi-task.
I have reached my minimum payout in mylot. I will be waiting for the extra 500.00 Philippine Peso (10$) which will be released between the 13th to the 15th of August this coming month. It took me almost 6 months to reach the payout but I am really glad I was able to do it.
I have also reached my minimum payout in a writing site. I would share the site with you guys as soon as I get paid. I d not want to promote a site that I havent testes yet. But if its legitimate, earning would be descent from the site. They pay their members in British Pounds (almost a hundred peso here in the Philippines). The payment will be processed within 14 days so I am hoping to receive that payment together with my 10$ from mylot. That is an extra 1500.00 peso for me by August 15. Enought to buy me groceries for twe weeks. Thank God. I won't die of hunger.
My trekpay account would be updated later this day. I guess I would hit the 3$ mark now. Hopefully I would get more to get payout.
In conclusion, my money making adventure yesterday went great. I hope it would be better today.
joie
I have reached my minimum payout in mylot. I will be waiting for the extra 500.00 Philippine Peso (10$) which will be released between the 13th to the 15th of August this coming month. It took me almost 6 months to reach the payout but I am really glad I was able to do it.
I have also reached my minimum payout in a writing site. I would share the site with you guys as soon as I get paid. I d not want to promote a site that I havent testes yet. But if its legitimate, earning would be descent from the site. They pay their members in British Pounds (almost a hundred peso here in the Philippines). The payment will be processed within 14 days so I am hoping to receive that payment together with my 10$ from mylot. That is an extra 1500.00 peso for me by August 15. Enought to buy me groceries for twe weeks. Thank God. I won't die of hunger.
My trekpay account would be updated later this day. I guess I would hit the 3$ mark now. Hopefully I would get more to get payout.
In conclusion, my money making adventure yesterday went great. I hope it would be better today.
joie
Paid To Post Sites
Paid to post sites are my top most favorite type of online money making program available in the world wide web.
Basically pay per post sites are sites that pays their members according to their active and sensible participation in a site.
One of my favorite pay per post site in the worlwide web is mylot. I have been a member of Mylot since September 2008 and up to the present, I am still a very active participant of the site. To date, I have earned over 20$ from the site. Though it takes time before you can actually reach payout, Mylot proves to be a very addicting and fun site. Most of the other sites I am involved at are sites that I have read and sites that have been posted in the discussions in that site. I have attempted to get away from the site, but in the end I always go walking back to my first loved money making site.
Another pay to post site that keeps me busy nowadays is post parker. Earning is much fater in that site,but I am not sure if it really pays. I am enjoying myself there so I will continue posting to have fun and to be able to know if the site really pays. You can visit the site and see for yourself through my links section.
I would love to participate in more pay to post sites but most of the trusted and high paying ones are only open to US and Canada members only. I hope someday they would open up their doors for honest international members like us who wold like to earn by participating in their site.
Basically pay per post sites are sites that pays their members according to their active and sensible participation in a site.
One of my favorite pay per post site in the worlwide web is mylot. I have been a member of Mylot since September 2008 and up to the present, I am still a very active participant of the site. To date, I have earned over 20$ from the site. Though it takes time before you can actually reach payout, Mylot proves to be a very addicting and fun site. Most of the other sites I am involved at are sites that I have read and sites that have been posted in the discussions in that site. I have attempted to get away from the site, but in the end I always go walking back to my first loved money making site.
Another pay to post site that keeps me busy nowadays is post parker. Earning is much fater in that site,but I am not sure if it really pays. I am enjoying myself there so I will continue posting to have fun and to be able to know if the site really pays. You can visit the site and see for yourself through my links section.
I would love to participate in more pay to post sites but most of the trusted and high paying ones are only open to US and Canada members only. I hope someday they would open up their doors for honest international members like us who wold like to earn by participating in their site.
PTC's - Paid to Click Sites
Paid to click sites are sites that pays its members for clicking advertisements in their site. Pay per click sites are middlemen. They stand in between the clickers and the advertisers. Advertisers pays this sites to get real people to click their site links and advertisements.
Most online money makers do not go for this kind of money making program. The primary reason is it takes a lot of time before one can reach payout. Some are lucky enough to have tons of active referrals making it easier for them to reach payout.
This is how PTC sites is defined on Wikipedia
Paid To Click
From Wikipedia, the free encyclopedia
Paid-To-Click is an online business model that draws huge amounts of online traffic from people aiming to earn from home. Paid-To-Click, or simply PTC websites act as middlemen between advertisers and consumers; the advertiser pays for displaying ads on the PTC website, and a part of this payment goes to the consumer when he views the advertisement.
The viability of the PTC business model has been questioned, as fraudulent clicks have ramped up the expenses for advertisers.[1] With lawsuits filed against the internet search companies, the burden has been placed on Google, Yahoo and others to determine the valid clicks from the fraudulent ones,[2] although PTC site may just be used as advertising, to direct traffic to one's site. Moreover, many users registered in PTC websites are bots.
Even though advertisement is the most widely known method for PTC to stay alive, most of the profit comes from the direct sales of fake referals which are created virtually by the PTC owner at his will. To cover up all this scheme, PTC owners inject some normal ads from fictional advertisers thereby keeping the system running smoothly.
Some PTCs are also used to mimic mass human traffic which can help a botnet stay undercover and perform click fraud activity in 2nd and 3rd tier ad networks. Many PTC owners also pollute the ads with malware and botnet rootkits.
Scams although exposed on various PTC forums are still heavily used by new-comers who are drawn in to the websites by search engines. Scam PTC sites are known to attract new users with cheap offers for upgrade and referrals and disappear without trace after a short time. If you subscribe to a new site it is wise to be aware of those signs.
Personally, I have been a member of several PTC sites in the past. But I guess I was never really into the clicking thing so I became inactive to those sites.
Then came TREKPAY.
(an excerpt from the site's welcome page)
To those who haven't tried the site yet. Feel free to browse and join in that site. I have not yet been paid by the site. I have 2.63$ in my account there so I am halfway through the minimum payout yet. The site has been getting a lot of positive remarks in online forums and pay to post sites so I am positively looking forward in earning money from the site.
Most online money makers do not go for this kind of money making program. The primary reason is it takes a lot of time before one can reach payout. Some are lucky enough to have tons of active referrals making it easier for them to reach payout.
This is how PTC sites is defined on Wikipedia
Paid To Click
From Wikipedia, the free encyclopedia
Paid-To-Click is an online business model that draws huge amounts of online traffic from people aiming to earn from home. Paid-To-Click, or simply PTC websites act as middlemen between advertisers and consumers; the advertiser pays for displaying ads on the PTC website, and a part of this payment goes to the consumer when he views the advertisement.
The viability of the PTC business model has been questioned, as fraudulent clicks have ramped up the expenses for advertisers.[1] With lawsuits filed against the internet search companies, the burden has been placed on Google, Yahoo and others to determine the valid clicks from the fraudulent ones,[2] although PTC site may just be used as advertising, to direct traffic to one's site. Moreover, many users registered in PTC websites are bots.
Even though advertisement is the most widely known method for PTC to stay alive, most of the profit comes from the direct sales of fake referals which are created virtually by the PTC owner at his will. To cover up all this scheme, PTC owners inject some normal ads from fictional advertisers thereby keeping the system running smoothly.
Some PTCs are also used to mimic mass human traffic which can help a botnet stay undercover and perform click fraud activity in 2nd and 3rd tier ad networks. Many PTC owners also pollute the ads with malware and botnet rootkits.
Scams although exposed on various PTC forums are still heavily used by new-comers who are drawn in to the websites by search engines. Scam PTC sites are known to attract new users with cheap offers for upgrade and referrals and disappear without trace after a short time. If you subscribe to a new site it is wise to be aware of those signs.
Personally, I have been a member of several PTC sites in the past. But I guess I was never really into the clicking thing so I became inactive to those sites.
Then came TREKPAY.
(an excerpt from the site's welcome page)
Get Paid for Searching the Internet!
We Profit Share every weekCAUTION:
Only one(1) account per household is allowed!!!
INTERNATIONAL MEMBERS ARE WELCOME
YOU MUST HAVE A PAYPAL ACCOUNT TO GET PAID
(click on the "Browse/Search" tab to get started)
TrekPay operates differently than other search engines, we actually target the Ads on our Client's websites.Our Clients have been asked to describe the type of advertising they display on their websites and when a search is requested a list of websites with Ads that match your search will be displayed.You are invited to go to these websites and click on these search related Ads.Our Clients make money from showing you these Ads. We in turn make money from these Clients and "profit share" with all our members. The higher your ranking the more you can earn.Make sure to click on the Ads within our Client's websites if they interest you... It keeps us in business!Everybody gets what they want!
1.Our Clients make money from their Ads as Publishers.
2.The actual Ad owners get real interested people to see their Ads.
3.Our Searchers (you) find what they were seeking.
4.TrekPay members get paid!
To those who haven't tried the site yet. Feel free to browse and join in that site. I have not yet been paid by the site. I have 2.63$ in my account there so I am halfway through the minimum payout yet. The site has been getting a lot of positive remarks in online forums and pay to post sites so I am positively looking forward in earning money from the site.
Tuesday, July 28, 2009
My Journey To Financial Freedom - Day 1
I am 25. I have a stable 9-hour job in one of the topmost formworks company on Earth. I share an apartment with an officemate. And I am finacially broke. I live everyday waiting for the next pay check to arrive.
That sulks. And I am tired of sulking. Time to make a move. I am not getting any younger and sooner or later, I will start a family of my own. But how can I possibly do it if i'm broke?
I did not start out being independent like this. This is all my fault. No thanks to my capacity to max out my 1000$ credit limit in a span of 3 months!!! Grrr..... I was so stupid.
It's has almost been a year and I am not yet done paying off my credit card debt. I have already closed that account and shredded my credit card into pieces, but still, I am not yet done paying it off.
I am religiously paying it monthly for almost a year now. And this is the main reason why I have been suffering financially for almost a year now. I can't ask help from my parents because they are not aware of my situation right now. If not for my boyfriend, I might have died of hunger by now.
I want to put a stop to this suffering right now. I am tired of living like a pauper. I graduated with high colors in college.I shouldn't be experiencing something like this right now. It's time for a change.
Now I will be more serious in making money online. Earnings from my online money making activities have been saving me from starvation for almost a year now. I will grab every legitimate opportunity to earn extra cash through online activities.This includes blogging, social sites, PTP and PTC sites, writing sites and every possible site I can participate at to earn moeny the legal way.
I hope you guys would help, advice and walk hand in hand with me as I go through this journey.
thanks..
joie
That sulks. And I am tired of sulking. Time to make a move. I am not getting any younger and sooner or later, I will start a family of my own. But how can I possibly do it if i'm broke?
I did not start out being independent like this. This is all my fault. No thanks to my capacity to max out my 1000$ credit limit in a span of 3 months!!! Grrr..... I was so stupid.
It's has almost been a year and I am not yet done paying off my credit card debt. I have already closed that account and shredded my credit card into pieces, but still, I am not yet done paying it off.
I am religiously paying it monthly for almost a year now. And this is the main reason why I have been suffering financially for almost a year now. I can't ask help from my parents because they are not aware of my situation right now. If not for my boyfriend, I might have died of hunger by now.
I want to put a stop to this suffering right now. I am tired of living like a pauper. I graduated with high colors in college.I shouldn't be experiencing something like this right now. It's time for a change.
Now I will be more serious in making money online. Earnings from my online money making activities have been saving me from starvation for almost a year now. I will grab every legitimate opportunity to earn extra cash through online activities.This includes blogging, social sites, PTP and PTC sites, writing sites and every possible site I can participate at to earn moeny the legal way.
I hope you guys would help, advice and walk hand in hand with me as I go through this journey.
thanks..
joie
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